* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Looking to buy a home or refinance in Snohomish, Washington? You’re in the right place. Whether you’re a first-time homebuyer or an experienced investor, our team is here to guide you through the mortgage process with local expertise and personalized support.
Snohomish is known for its small-town charm, historic downtown, and scenic views of the Cascade Mountains. Just a short drive from Seattle, it offers a peaceful escape while keeping you close to everything the Puget Sound region has to offer.
We make it easy to secure a home loan that fits your needs—whether you’re buying your dream home near the Snohomish River, refinancing your current mortgage, or purchasing investment property in the area.
Understanding the real estate market in Snohomish starts with keeping an eye on current mortgage rates, which can fluctuate depending on a variety of factors:
From its antique shops and local bakeries to its beautiful parks and community events, Snohomish offers a welcoming environment for families, professionals, and retirees alike. With access to excellent schools, outdoor recreation, and a thriving local economy, it’s no surprise so many people are choosing to call Snohomish home.
Popular neighborhoods in and around Snohomish include:
Historic Downtown Snohomish – Full of charm, character, and walkable amenities.
Fobes Hill – A peaceful, elevated area with stunning mountain views.
Dutch Hill – A sought-after residential area with spacious homes and privacy.
Clearview – Great for families looking for more space and easy access to Highway 9.
When it comes to buying a home in Snohomish, working with a mortgage lender who understands the local market can make all the difference. Our team knows the ins and outs of Snohomish County, and we’re committed to helping you navigate every step of the loan process—from pre-approval to closing.
We pride ourselves on clear communication, fast turnarounds, and customized solutions tailored to your unique situation.
To get the competitive mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the right loans for their specific situations, not the biggest loans.
There are many different types of real estate loans available for Snohomish borrowers.
A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.
VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.
FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.
Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.
With over 19 years of experience, Kevin Chapman helps clients make smart mortgage decisions to build long-term wealth. At Sammamish Mortgage, he specializes in guiding first-time buyers, offering FHA and Jumbo loan solutions, and educating clients on strategies to save money and pay off their mortgage faster.
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Whether you’re buying a home or ready to refinance, our professionals can help.
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